Mountain Bike Personal Accident Insurance

However in comparison some professional specialized bike insurance policies may include coverage for personal injury you just need to decide if you already have that coverage through your health insurance or a personal accident policy instead. 07 5628 0110 email. We partnered with an a m best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists.

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Our sports accident insurance is a policy that an increasing number of mountain bike riders use to gain personal accident and income protection.

Mountain bike personal accident insurance. Getting mountain bike insurance quotes for the policy you want is a fast way to find the best deal. It works by paying a cash lump sum if you have a serious accident and policies offer cover ranging from 10 000 up to 150 000. But your auto insurance may also cover your hospital bills suffering and lost wages. If you have personal injury protection or medical payments coverage which can be optional coverages your injuries will be covered.

Use it in competitions. If you re injured in a bike accident your health insurance will likely provide medical coverage. Please return your personal accident claim form and supporting documentation to mountain bike australia via post or email. Mountain bike australia po box 377 varsity lakes qld 4227 phone.

If you use your mountain bike most weekends or you use it to commute to work you might need cover that includes personal injury and third party liability cover if you have an accident. Mountain bike australia will confirm receipt of your claim form and advise whether they require further. This is an additional form of insurance cover that provides cash payments if you are hospitalised overnight. Start by deciding the level of personal bike accident cover you need.

There are a number of discounts that you can earn from the insurance company ranging from taking an approved safety course to carrying anti theft protection to wearing the right gear for riding a mountain bike to reduce injury. Equipment cover means your bike and accessories are protected against theft and accidental damage up to 30 000. With many bikes and accessories costing thousands of pounds it s surprising many cyclists don t have specialist equipment cover especially. Our specialist cycling insurance includes equipment cover public liability and personal accident cover plus many other cover options.

Personal accident insurance cover is provided for all race gold members aged between 5 and 79 years of age. Cycling accident insurance isn t always included as standard with bicycle insurance policies so always check. Should the worse happen while mountain biking the policy offers you peace of mind with benefits including income protection and rehabilitation costs. Velosurance is a national bicycle insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide.