Road Bicycle Insurance Uk

Our bicycle insurance comparison tool allows you to compare policies on all of these points and is the simplest way to find the best insurance for road bikes.

Road bicycle insurance uk. Home insurance will often have a value limit which could be as low as 500. Insurance for bikes e bikes and cycling accessories as a cyclist you may find that your home insurance doesn t provide some of the key benefits that you might need. Bike damage due to an accident while riding on the road is usually standard. Why do people choose bike insurance over home insurance.

However most contents policies will not cover expensive bikes or when you take them away from home unless you pay extra. What specialist bicycle insurance usually covers. Related reading buying a bike on. The british government s cycle to work scheme which was launched in 1999 has helped contribute to a sharp rise in the number road bikes sold in the uk in the past 20 years.

You should check whether the policy includes any third party liability cover just in case you injure another person or damage their car or bicycle. At velosure uk cycle insurance we will cover bikes up to the value of 20k and insure an unlimited number of bikes up to a combined value of 20k. Many home insurance policies will not cover accidental damage away from home. Wiggle cycle insurance is designed to protect every type of bicycle.

Insurance for mountain bikes pushbikes road bikes and more despite its benefits to the environment and your health cycling doesn t come without risks. The good news is that specialist bicycle insurance doesn t only cover theft but should also pay out for accidental damage or vandalism. You normally get the following as standard on all policies. With our specialist bike insurance we can cover theft and damage away from your home as well as protection for your cycling clothing and equipment and even a discount when you add multiple bikes to your policy.

Compare cheap insurance quotes for your bicycle. Some extend to europe others worldwide. There s no need for specialist mountain bike insurance triathlon insurance or road bike insurance our straightforward policy fits all. Home insurance may exclude events and competitions.

The excess fee may mean it doesn t make sense to claim on home insurance. If you have a bike worth over 2 000 that you use regularly to get around or if you take part in competitions bicycle insurance will give you the best cover. 17 470 cyclists were killed or injured in reported road accidents between june 2018 and june 2019 2 and more than 270 000 bikes were stolen 3.