Specialist Mountain Bike Insurance

You can choose a policy that covers a single trip or choose multi trip insurance if you ve got several cycling holidays lined up. Specialist cycle insurers on the other hand typically charge per bike based on individual bicycle value and you can end up paying very high premiums as a result. Best mountain bike insurance for you.

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There s no need for specialist mountain bike insurance triathlon insurance or road bike insurance our straightforward policy fits all.

Specialist mountain bike insurance. Specialist bike insurance policies are much more likely to cover such eventualities and are pretty much the only way to make sure you re covered if you are racing. Make sure your policy can replace your bike. Specialist insurance for cycling holidays. With specialist ebike insurance you ll have peace of mind that your bike is covered whether you re at home or out and about.

Wiggle cycle insurance is designed to protect every type of bicycle. A specialist bike insurance policy typically provides cover for 30 60 or 90 days. Policy wording may differ but most will cover your bike against theft whether left inside or outside the house if your bike is secured properly with an approved lock. Look out for limits on the number of days for each trip if you go for multi trip cover.

That few of these policies will cover you for liability in canada or the usa but this is the case across most of the specialist bicycle insurance providers. As a cyclist you may find that your home insurance doesn t provide some of the key benefits that you might need. Specialist bike insurance from cycleguard insurance for bikes e bikes and cycling accessories. So you need to check the cover limit which is the maximum amount you can claim if your bike is damaged or stolen.

If your building doesn t have a separate locked building gate or fence between your bike and the outside world you have a problem if you have a specialist bicycle insurance policy and it s stolen as these policies may state it can only be left there for a maximum 12 or 24 hours. That said firms that offer specialist bicycle insurance are becoming more prevalent for the increasing number of cycling enthusiasts. Research has shown that one in three household policies do not cover bikes away from the home. Mountain bikes can be very expensive with top of the range models costing up to 10 000.

Most home insurance policies impose much tighter limits on total bike and individual bike value meaning you might struggle to get sufficient cover. Even then if your bike is stolen when out of the house it is unlikely to be insured.